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  • Bounced Check

    I just had a parent bounce a pretty big check.it was written on July 8,but my bank just returned it today. I do not understand why it took so long for them to return it.

  • #2
    Ten days sounds reasonable to me. Four of those days the banks were closed. So that leaves six business days. Banks will try to process a few times before returning it just to make sure the mistake was not on there end.

    Just remember to deny service and charge all fees to your client.

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    • #3
      Is it a local bank or one the the larger ones?

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      • #4
        I had a dcm bounce multiple checks on me a few months ago. It took 2-3 weeks for me to get the notices from my bank. She assured me it would never happen again. If it does, she will be paying me on a cash-only basis.

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        • #5
          Originally posted by Michael View Post
          Is it a local bank or one the the larger ones?
          Local

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          • #6
            If a check bounces, the client must pay any bank fees and needs to pay cash if care is to continue.

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            • #7
              Originally posted by Coloradoprovider View Post
              If a check bounces, the client must pay any bank fees and needs to pay cash if care is to continue.
              She did pay cash but now I am wondering if her check from July 8th bounced there probably will be a good chance that the check she wrote me on the 15th will probably bounce as well, and if that happens should I terminate or give her another chance?..idk
              Last edited by Decadense; 4 weeks ago.

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              • Alwaysgreener
                Alwaysgreener commented
                Editing a comment
                I would request a prepayment to cover the amount of the check and bounce fees, in cash.

                My sister failed to pay the trash company and order to keep her service they required payment year in advance. So it would not be wrong for you to require advanced payment or a deposit at this point.

                (My sister is mad but she found it that her trash service was the cheapest around and found a way to pay advance)

            • #8
              My policy in my handbook about bounced checks: “A $35 fee will be charged if your check is returned. The parent must pay the amount of the check plus the $35 fee immediately upon notification of a returned check. The child will not be permitted to stay in care until all fees are paid in full in cash or credit/debit card. The parent will be responsible to pay for any time the child misses while the parent is “catching-up” on tuition. The parent will be required to pay by cash or credit/debit card after the first returned check.”

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              • Blackcat31
                Blackcat31 commented
                Editing a comment
                I do something similar but I also charge a late fee as payment is late.

            • #9
              Blackcat31 do you think that if her check bounced on the 8th that I should be concerned about the check she wrote me the week after on the 15th bouncing as well and would you terminate if it did

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              • Blackcat31
                Blackcat31 commented
                Editing a comment
                Yes, I would be worried about second check clearing. I’d require the DCP to find out if second heck will clear and I would keep family if the only issue is the bounced check but moving forward I would not accept anything other than cash from them. I’d also suspend services until ALL fees are paid in full. I’d also charge a daily late fee until they’re caught up. You should never have to provide services without advance payment.
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